And whoever has not believed in Allah and His Messenger - then (48:13)

Almuntakhab Fi Tafsir Alquran Alkarim

He who does not believe in Allah and His Messenger with hearts impressed with the image of religious and spiritual virtues must realize that Allah has prepared for those who deny Him, the fierce blazes of Hell

Tafseer Tafheem-ul-Quran by Syed Abu-al-A'la Maududi

(48:13) As for those who do not believe in Allah and His Messenger, for such unbelievers We have prepared a Blazing Fire. *25

And whoever has not believed in Allah and His Messenger - then meaning

*25) Here, Allah in clear words is declaring alI such people disbelievers and devoid of the faith, who are not sincere with regard to AIlah and His Religion, who shirk endangering their interests, their lives and wealth for the sake of Allah's Religion when the time comes of their trial and test. But one should remember that this is not the .sort of disbelief on the basis of which somebody in the world may be regarded as excommunicated from Islam, but this is the disbelief because of which he will be declared a disbeliever in the Hereafter. The reason is that the Holy Prophet even after the revelation of this verse did not regard as outside Islam those people in respect of whom it was sent down, nor treated them like the disbelievers.
 

And whoever has not believed in Allah and His Messenger - then meaning in Urdu

اللہ اور اس کے رسول پر جو لوگ ایمان نہ رکھتے ہوں ایسے کافروں کے لیے ہم نے بھڑکتی ہوئی آگ مہیا کر رکھی ہے