If He should ask you for them and press you, you would (47:37)

﴿إِن يَسْأَلْكُمُوهَا فَيُحْفِكُمْ تَبْخَلُوا وَيُخْرِجْ أَضْغَانَكُمْ﴾
[ محمد: 37]

47:37 If He should ask you for them and press you, you would withhold, and He would expose your unwillingness.

If He had to ask you for all of your wealth and insist in this request from you, you will become miserly with it, and He will bring out the greed and miserliness in your hearts.
Thus that fact He is not asking it from you is out of kindness.

If He were to ask you of it, and press you, you would covetously withhold, and He will bring out all your (secret) ill-wills.

phonetic Transliteration

In yasalkumooha fayuhfikum tabkhaloo wayukhrij adghanakum

Abdullah Yusuf Ali - Translation

If He were to ask you for all of them, and press you, ye would covetously withhold, and He would bring out all your ill-feeling.

Safi-ur-Rahman al-Mubarakpuri

If He would demand of you all of it and urge you, you would withhold. And He will expose your (secret) ill--wills.

Page 510 English transliteration